Terms and Conditions

Welcome to LifeHaven's Terms and Conditions. By accessing or using our services, you agree to comply with these terms. Please read them carefully before engaging with our offerings.

These Terms govern your use of the LifeHaven website and services related to insurance for retirees. If you do not agree with any part of these Terms, you must not use our services.

1. Eligibility

To use our services, you must be at least 60 years old. By agreeing to these Terms, you confirm that you meet this eligibility criteria.

2. Services Offered

LifeHaven provides a variety of insurance solutions tailored specifically for retirees. Our services include health insurance, life insurance, and long-term care insurance designed to meet the unique needs of elderly clients.

3. User Responsibilities

  • Provide accurate and complete information during the application process.
  • Maintain the confidentiality of your account details.
  • Notify us immediately in case of any unauthorized access or use of your account.

4. Payment Terms

All payments for services must be made in advance. Payment methods accepted include credit cards and bank transfers. All fees are non-refundable unless otherwise stated.

5. Termination of Services

LifeHaven reserves the right to suspend or terminate your access to our services if you violate these Terms or engage in any fraudulent activity.

6. Limitation of Liability

LifeHaven shall not be liable for any indirect, incidental, or consequential damages arising from the use or inability to use our services. Your sole remedy for dissatisfaction with our services is to stop using them.

7. Changes to Terms

LifeHaven reserves the right to modify these Terms at any time. We will notify you of any significant changes via email or through the website. Continued use of our services after changes constitutes acceptance of the new Terms.

8. Governing Law

These Terms are governed by the laws of Switzerland. Any disputes arising from these Terms will be resolved in the courts of Zürich.

9. Contact Information

If you have any questions or concerns regarding our Terms and Conditions, please contact us at:

10. Acceptance of Terms

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.